More than half of adults in the US are saying their Christmas gift list included gift cards. That's more than asked for clothing, books, entertainment and electronics. Reports have said one in four received gift cards last year and have yet to spend them. New laws passed in August mean gift cards won't lose their value if you put them aside for a while and forget about them. You have at least five years to use the money on the card. But you want to be sure to have at least a little activity on the card during the year, or the merchant can start charging a dormancy fee.
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